THE RETIREMENT ARCHITECT PROGRAM

Here at Redrock Wealth Management, our purpose—and passion—is helping people design and enjoy the retirement they’ve always dreamed of with more money and less worry! We make your “money confidence” a high priority, because what fun is retirement if you’re constantly worried about dying broke?

We design your best retirement through what we call the “Retirement Architect Program.” The Retirement Architect Program is a 3-hour immersive planning “event” that will help you enjoy retirement with minimal money stress and worry.

HOW DOES THE RETIREMENT ARCHITECT PROGRAM WORK?

We begin the Retirement Architect Program by gathering some of your basic financial data several days prior to meeting with you. That information becomes the foundation of our planning event, and it’s essential we get it beforehand so we can best prepare for the most effective meeting with you possible.

Once we have your financials, we’ll spend an hour or so preparing for our meeting and entering your basic information. Once this “financial foundation” is laid, we’ll meet either in-person or through video conferencing to design your retirement future together.

WHAT DOES YOUR DREAM RETIREMENT LOOK LIKE?

During our meeting, we’ll start by defining and articulating your retirement dreams and goals which take both money and planning to achieve. We need to understand what’s most important to you before creating a plan to accomplish those things.

Your retirement dreams and goals are broken into “needs,” “wants,” and “wishes.” Needs are your retirement essentials like the mortgage, food, insurance, and healthcare. Wants are things like fine dining, travel, and fancy new cars. Finally your wishes are perhaps leaving a legacy or charitable endeavors.

The beauty of our retirement planning process is by separating your needs, wants, and wishes we can easily illustrate your financial chances of success for the critical, important, and dream expenses separately.

ARE YOU ON TRACK TO LIVE YOUR DREAM RETIREMENT?

After we have a good understanding of the things that will make retirement both memorable—and purposeful—for you, we’ll map out your current and expected assets, income, expenses, and liabilities. There are an infinite number of possibilities and combinations of your finances throughout retirement.

From here we’ll get to work improving that baseline by squeezing every last dime from your retirement with planning strategies and tactics. Together, we’ll work through your:

  • Investment planning
  • Social Security strategy
  • Retirement Account Funding/Spending Strategy
  • Tax Minimization Planning
  • Roth Conversions
  • Insurance Planning
  • And a lot more!

WE’LL SQUEEZE EVERY LAST DIME FROM YOUR RETIREMENT

Together we’ll tweak and refine your plan until you have a clear picture of what your best retirement will be like (within the abilities of your finances.) We’ll show you how to:

  • Reduce your investment risk while maximizing your returns
  • Get the maximum Social Security benefit possible
  • Avoid Medicare IRMAA penalties
  • Plan for the best but prepare for the worst
  • Slash your investment fees and expenses
  • Implement strategies to minimize your tax burden
  • Maximize your financial legacy with a HECM
  • Strategize the ultimate retirement income backup plan
  • And whatever else we uncover unique to your personal needs and goals

AND YOU’RE UP!

We call the Retirement Architect Program an “event” for a reason. It’s a one-time engagement with no ongoing commitments from you to us whatsoever. You do have a commitment to yourself, however. That commitment is in the execution of your Retirement Architect Program.

About a week after your meeting you’ll receive a Retirement Architect Executive Summary. This is a list of everything we’ve built into your plan that you’ll need to implement, monitor, and manage throughout your retirement. You’re responsible for opening, transferring, and managing your account, scheduling your income streams, making the appropriate Social Security claiming decisions, and a lot more!

The good news is we’re here to help through our Retirement Navigator Program if you decide you don’t want to implement, monitor, and manage this process alone.

frequently asked questions

WHAT DOES THE RETIREMENT ARCHITECT PROGRAM COST?

We charge a one-time flat fee of $2,500 which is paid at the end of our meeting together (or in advance for a virtual engagement). If you decide you need ongoing management, monitoring, and maintenance of your Retirement Architect Plan we’ll credit your $2,500 fee towards your ongoing management fees.

WHO IS THE RETIREMENT ARCHITECT PROGRAM FOR?

We can work through the Retirement Architect Program process with just about anyone. That being said, if you’re nearly—or newly— retired with $500,000 or more in investment assets, you’ll absolutely get the maximum value possible! This typically means clients from 55 to 75 with a net worth of 1 to 5 million dollars are our “best-fit” Retirement Architect clients.

DOWNLOAD A SAMPLE RETIREMENT PLAN BY CLICKING THE PDF TO THE LEFT. WHEN YOU’RE READY TO GET YOUR PLAN STARTED…

Redrock Wealth Management LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Redrock Wealth Management LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Redrock Wealth Management LLC unless a client service agreement is in place.